About Umodzi SACCO Limited

Empowering Financial Growth Through Cooperation & Community

Who We Are

Founded on the values of cooperation and community, Umodzi SACCO Limited is a member-owned financial cooperative based in Lilongwe, Malawi.

We serve both payroll-based and non-payroll members, offering a range of tailored financial services that empower individuals, families, and businesses to achieve their financial dreams. As a SACCO (Savings and Credit Cooperative Organization), we prioritize the well-being of our members over profits, ensuring that our services are always designed with you in mind.

Umodzi SACCO operates under the oversight of the Malawi Union of Savings and Credit Cooperatives (MUSCCO) and is regulated by the Reserve Bank of Malawi. Our commitment to compliance and transparency means you can trust that your finances are in safe hands.

Umodzi SACCO Team

Our Mission

"We endeavor to provide best-in-class innovative financial services through our efficient business processes and members' centric approach"

Our Vision

"To be a leading SACCO in the provision of innovative financial services to the members"

Our Core Values

Integrity

We are honest in all our business dealings

Accountability & Transparency

We take full responsibility in all out actions

Excellence

We strive to serve our members with utmost excellence

Innovativeness

We leverage in creativity and new product development

Teamwork

We collaborate to serve our members effectively

Faimess

We treat all members equally without favoritism or discrimination